StopMyMortgageForeclosure.com (The Company) provides various online marketing campaigns to consumers. The Company reserves the right to modify, amend or otherwise alter the terms of this Privacy policy at any time, and without notice. All users will be bound by the terms of this Privacy and Disclaimer policy and any subsequent modifications, amendments or alterations to the policy. By visiting our websites and participating in our marketing campaigns you agree and accept to be bound by the terms and conditions of this Privacy policy. If you do not agree please do not use or access our services. Your privacy is very important to us. Therefore, we have created this section to help you understand how we treat any personal information that you may submit to us so that you can make an informed decision.
Children's Privacy: Children are not eligible to use our services. You must be at least 18 years old to use this website and we ask that minors under the age of 18 do not submit any personal information to us. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age.
Information We Collect: You may be asked to enter both personal and non-personal information. Our website uses these input forms for clients and potential clients to request information about our products and services. We may also collect information in order to notify you about products, services, and other opportunities we think will be of interest to you. To make a request, individuals may be required to provide their contact information and personal information such as your name, address, phone number e-mail address, and other related information depending upon your expressed need ("Personal Information"). Any information that you send to us may be collected and maintained in a file specific to you. We also may collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your Personal Information. In addition, we might receive information about you from other sources (such as service providers) for tracking purposes. We may add the information we receive about you to your existing account. Like other websites, we also automatically receive and record certain types of information every time you visit us. We use "cookies" and other information to enhance your experience and present you with personalized offers. Likewise, we sometimes use third-party advertising companies to serve and track advertisements appearing on our website. These companies may employ cookies and action tags to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous. The Company also employs software technology referred to as clear .gifs or "Web Bugs" which allow The Company to determine which pieces of content on our site are most effective from a marketing standpoint. Clear .gifs work like cookies - they are graphics with a unique identifier which allow The Company to track the online movement of visitors to our site. No personally identifiable information is tied to a clear gif. Clear gifs are also used in connection with our HTML-based emails to allow us to know when an email has been opened. If you do not wish to receive such email communications, please refer to the Opt Out policy below. As part of the standard operation of our Website and the web pages that you access via hyperlinks in our online marketing campaigns ("Other Web Pages"), we may collect certain non-personal information from visitors including, but not limited to, their browser type (e.g., Netscape or Internet Explorer), operating system (e.g., Windows or Macintosh), IP address, and the domain name from which they accessed the site (e.g.,altavista.com). In addition, we may collect information about visitors" browsing behavior, such as the date and time they visit our Website or Other Web Pages, the areas or pages of our Website and Other Web Pages that they visit, the amount of time spent viewing our Website and Other Web Pages, the number of times the visitor returns to our Website and Other Web Pages, and other click-stream data. We may also allow unaffiliated third parties, such as advertisers, to serve cookies to visitors of our Website and these cookies may collect consumers" personal information. Visitors to our Website are always free to decline cookies, but in doing so they may not be able to use certain features on our Website. The "help" segment of the toolbar on most browsers explains how to configure a browser to not accept new cookies, how to have the browser inform a user when they receive a new cookie, and how to erase cookies from their hard drives. We may use web beacons or other tools to collect the above-described non-personal information, which may be combined with other personal information that we collect. We may also use web beacons and other tools to track information about visitors to our Website and Other Web Pages after they leave these locations. Web beacons may also be used for purposes such as accessing cookies, counting page visits, and otherwise facilitating visitors" online experience.Use of Information: We may use information collected from recipients of our marketing campaigns, visitors to our Website, and our marketing partners, advertisers, and other third parties for any of the following purposes in either the online or offline arena:
- to provide individuals with targeted offers based on their specific requests or their stated preference to receive certain categories of offers;
- to send individuals information and promotional materials from our company as well as from our marketing partners, advertisers, and other third parties,
- to deliver targeted display advertisements and offers through online marketing communications, such as emails, banner advertisements, and pop-up advertisements (by matching criteria provided by our advertisers with information collected from our visitors)
- to enable our marketing partners, advertisers, and other third parties to communicate with individuals
- to administer contests and sweepstakes offered on our Website, Other web pages, or on our partners" Websites
- to contact visitors to our Website or registered members of our marketing campaigns when necessary
- to help address problems with our Website or marketing services"
- to administer our Website
- to conduct internal reviews of our Website (e.g., to determine the number of visitors to specific pages within the site)
- to help us better understand recipients of our marketing campaigns and visitors" use of our Website; and
- to protect the security or integrity of our Website and Other Web Pages that are accessible through our online marketing campaigns.
Disclosure of Information: We may transfer or otherwise disclose information collected from recipients of our marketing campaigns, visitors to our Website, and our marketing partners, advertisers, and other third parties to our employees and independent contractors, to our subsidiaries and affiliates, and to our consultants, other business associates, and suppliers, if the disclosure will enable that party to perform a business, professional, or technical support function for us. Disclosure of information may also be necessary to respond to judicial process, to provide information to law enforcement agencies, or to facilitate investigation of matters of public safety, as permitted by law.
We may also disclose information we collect from recipients of our marketing campaigns, visitors to our Website, and our marketing partners, advertisers, and other third parties to other marketing partners, advertisers, and third parties who may use the information in connection with their business operations, such as to send targeted offers, marketing materials, and other communications to them. In addition, we may share, rent, sell, or transfer any of the personal information provided by you or from our marketing partners, advertisers, or other third parties. We are not responsible for the practices of our marketing partners, advertisers, or other third parties.
Security: We have implemented certain physical, electronic, and managerial procedures to safeguard and secure the information we collect from recipients of our marketing campaigns, from visitors to our Website, and from our marketing partners, advertisers, and other third parties. Visitors should consider any electronic communication that they transmit to us (such as data, questions or answers, comments, suggestions, or other communications) to be non-confidential. We will not be liable or responsible if information that belongs to an individual is intercepted and used by an unintended recipient, or is otherwise accessed and used without our written permission. By participating in our marketing campaigns or visiting our Website, you assume this risk. Opt-Out Policy: We offer visitors to our Website and recipients of our marketing campaigns the opportunity to opt-out of receiving communications from us and to opt-in and opt-out of receiving communications from our marketing partners, advertisers, and other third parties. If you have subscribed to our service and wish to stop receiving any future communications from us, please email to opt-out ((a t)) stopmymortgageforeclosure d o t c o m or send postal mail following the instructions under the Special Notifications section below. These unsubscribe options are also included in email communications that you receive from us (whether sent on our own behalf or on behalf of third parties) Please note that if you wish to stop receiving communications from any of our marketing partners, advertisers, or other third parties you must communicate with these entities directly. We are unable to process unsubscribe requests for any of our marketing partners, advertisers, or other third parties. We take all reasonable measures to ensure that your unsubscribe requests are fulfilled in a timely manner. However, despite these precautions, there is always the chance that after you unsubscribe you may receive additional communications from us that may have resulted from an inadvertent technical or other processing error. If this happens, please notify us of those communications by writing and we will take immediate steps to rectify the situation.
Third Party Websites: Our Website and Other Web Pages that are accessible through our online marketing campaigns may contain links to other third party websites (such as those of our advertisers), which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these websites. Accordingly, we recommend that you review the privacy policy posted on any website that you may access through our Website. Unforeseen Circumstances: In the event that The Company or any of its assets are acquired by a third party, all data acquired by The Company may be one of the assets transferred. This third party may or may not operate a similar business and may or may not adhere to a similar privacy policy. Do-Not-Call List: By filling out our form and submitting it with your telephone number, you've given us and/or our business partners the authorization to call you even if you are on a National or State DO-NOT-CALL LIST.
If one of our business partners contacts you by telephone and you wish not to be contacted again by that business partner with respect to your inquiry, then you should specifically make a request to that business partner not to contact you again. In the event a business partner continues to contact you after you have instructed the business partner to stop doing so, you should contact The Company immediately to notify us of the problem. Deleting your information - Federal and state regulations require that we store completed financial and real estate requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases. In addition, even if your request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely.
Special Notification for California Residents: Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes.
Such requests must be submitted to us at the following mailing address: CA Privacy Request, ATTN: StopMyMortgageForeclosure.com 991-C Lomas Santa Fe, #234, Solana Beach, CA 92075. This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.